Founded by Todd McDougall with over 20 years of lending experience. Our core Christian values are about serving our clients. People are at the center of our business. People are what matters.
“And you must love the Lord your God with all your heart, all your soul, all your mind, and all your strength.The second is equally important: ‘Love your neighbor as yourself.No other commandment is greater than these.” Mark 12:30-31
Mortgage Guru Group serves residential & commercial transactions. Rather you are a first time home buyer, seasoned investor, or returned client looking for a new home, we can help you.
Founded in 2006, Mortgage Guru Group, LLC – led by seasoned mortgage expert Todd McDougall (NMLS #302005)- has built a reputation for personalized, results-driven mortgage solutions in Austin, TX.
As a boutique lender with the resources of a national institution, we bring together the best of both worlds: competitive loan products and the personal service you only get from a local expert. Whether you’re purchasing a home, refinancing, or exploring specialized options, we offer a wide portfolio including conventional, FHA, VA, USDA, and tailored loan products designed to cover nearly every situation.
Residential Products: Conventional, FHA, VA, USDA, Down Payment Assistance, DSCR, Bank Statement, & P&L transactions.
Commercial Products: 8+Units, Apartment Complexes, Ranches, Office Buildings, & Assisted Living Facilities.
Refinancing your mortgage can help you lower your monthly payments, adjust your loan term, or tap into your home’s equity. We guide you through the process to ensure the new loan aligns with your financial goals.
Buying a home is one of the biggest decisions you’ll make. We provide personalized support from pre-approval to closing, helping you secure the right financing with confidence and ease.
We offer a full range of mortgage products and solutions tailored to your unique situation. From conventional to government-backed loans, we help you find the best fit for your needs.
Purchase products include: Conventional, Jumbo, FHA, VA, USDA, & DPA. Non QM products include: Bank statement, 1099, No Income Primary, P&L, & HELOC's.
Commercial products include: DSCR, Bridge Loans, ITIN, Foreign National, 9+ Apartment Complexes, Assisted Living Facilities, Office Buildings, Gas Stations, & Restaurants.
Refinancing your mortgage can help you lower your monthly payments, adjust your loan term, or tap into your home’s equity. We guide you through the process to ensure the new loan aligns with your financial goals.
We simplify the lending process with tailored mortgage options, expert guidance, and flexible programs to help you finance or refinance your home with confidence and ease.
Get matched with loans that fit your goals and lifestyle.
Secure low rates to save more long-term.
Lower payments, shorten terms, or access equity.
Get approved quickly and shop with confidence.
Choose from FHA, VA, USDA, or standard loans.
Get direct, honest guidance from Todd McDougall.
Have questions about the mortgage process? Here are some key answers to help you feel informed and confident every step of the way.
Typically, you’ll need proof of income, tax returns, credit information, and identification to get started.
Down payments vary, but many loan programs offer options starting as low as 3% depending on your eligibility.
Your credit score, loan type, loan amount, and current market conditions all influence the interest rate you receive.
While timelines can vary, most mortgage approvals and closings happen within 30 to 45 days.
Todd made the entire mortgage process smooth and stress-free. I felt informed and supported every step of the way.
I really appreciated the personal attention and fast communication; it made buying my first home feel a lot less overwhelming.
From the first call to closing day, the service was professional, honest, and focused on finding the best loan for my needs.
CORP NMLS# 340608). Mortgage Guru Group dba Barton Creek Lending Group. is licensed by the Texas Department of Business Oversight under the Texas License (340608) holds a Real Estate Broker’s License (340608)) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 340608). Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #340608 to see where Barton Creek Lending Group. is a licensed lender. In all states, the principal licensed office of Barton Creek Lending Group is 3201 Menchaca Rd. Austin, TX 78704; Phone: (512) 761-8119 (NMLS ID#340608). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Barton Creek Lending Group is an Equal Housing Lender.
Todd McDougall | Non Producing Branch Manager | NMLS# 302005
